IRA TIPS

Death Before the RBD (Required Beginning Date).  If the owner of an IRA dies before the RBD (or at any age for a Roth IRA owner) one of two rules apply.  The first rule (five-year rule) requires the entire benefit to be distributed on or before December 31 of the year in which the fifth […]

Why Do You Need a Surrogate?

HEALTH CARE DECISIONS…WHY YOU NEED A SURROGATE? No one can predict when a serious illness or accident might occur. When it does, you may need someone else to speak or make health care decisions for you. If you plan, you can increase the chances that you will receive timely medical treatment. In Florida, you can […]

Lottery Winners

Over my 30 plus years of practicing law (as an Attorney and CPA), I have had the pleasure of advising several lottery winners. The list of Clients runs from $1,000,000 winners (and groups) all the way to the January 2016 $1.5 Billion dollar “Melbourne Beach” Powerball winners. While there are plenty of similarities in advising […]